Buy renters insurance online and you will worry less about the future. Why? Think about the many possible scenarios: your house gets burned down; all your properties or furniture were damaged by the flood; you got sued by a visitor who got broken arms when he stepped on your slippery rug; a thief took almost everything expensive in your house. There could be more. Yes, one could be a little paranoid but it is better than taking things for granted and losing everything that you have invested on. A little pessimistic perhaps but then again no one really knows when the end of the world is and being pessimistic has a little advantage on the side. You always get to be up on your toes and it makes you think of how to prepare for things. Keeping all the pessimistic ideas that you’ve got about what will happen to you and your family just in case your rented house including everything inside it gets damaged.Still not yet convinced to buy renters insurance online? Let us explain the consequence of not having a renters insurance in numbers. As an example earlier, you need to replace all your damaged items. The question is can you replace it all at the same time so that you can move on with life just as it used to be? Here are some estimated figures that you need to think about:Furniture $5,000, Clothing $2,500 TV, DVD and CD collections (music and movies), home theater system $2,500. Computer equipment and accessories (MP3 players, speakers, software) $1,500 Watches and jewelry $2,000 Artwork, decorations and collectibles $3,000 Kitchen appliances (dishes, cookware, silverware, ref, microwave, stove burner, coffee maker) $1,500 Gadgets (Camera and accessories, cellphone, laptop) $1,000 Other appliances (washer, dryer, vacuum cleaner, iron board) $500 Total $19,500.Do you have a savings of $19,500 and are you willing to spend it one time to replace these items that you have lost? Wouldn’t it be nicer if someone would take care of this at a cost of $20 per month or $240 per year? Seems too good to be true? Do not close your eyes because at such a little amount you can already buy renters insurance online and it gets you to be prepared for whatever disaster there is to come whether it is physical damage to your belongings or damage to your financial savings.You see when you buy renters insurance online, the cost of replacing the items is not the only one covered by the insurance company. Generally, renters insurance covers three things including the one that was explained earlier in this article. The other two are the loss of use and the other is the personal liability. The loss of use or others would refer to as additional living expenses would cover your hotel expenses and other costs related to your moving in to a hotel when your house becomes unlivable. The personal liability covers for expenses when someone sues you or asks you pay the hospital bills and rehabilitation expenses brought about by the injury incurred in your house. With all this coverage, how can one forego this attractive and very favorable offer? It is not true when they say that “to buy renters insurance online is too expensive”. Indeed everything has a tag price but the renters insurance tag price is nothing compared to the price that you have to pay for things that are important to you.